Money transfer services

Exchange4free is a South African-owned foreign exchange services provider that specialises in sending money to SA from any destination worldwide at the very best exchange rates and lowest costs available in the market.

We offer our clients the following

Great exchange rates on the South African Rand.

Free money transfers with no hidden costs.

No deposit fees at your South African bank (which can be up to R500).

Exchange4free

Transferring money to South Africa

Transferring your hard-earned foreign currency back to South Africa can be a very expensive exercise with banks with money transfer agents enjoying very large profit margins (and not always telling you about various hidden costs).

A typical money transfer to South Africa through your bank would involve the following costs:

Transfer fees of between £20 and £35.
Your SA bank will charge you a deposit fee to receive these funds of up to R500.
The exchange rate that you receive will generally be 60-80 cents below the current interbank market rate.

For example

If you were transferring £1,000 back to South Africa and the current interbank rate on GBPZAR was 14 you would end up receiving the following:

£1,000 at 13.40 is R13,400
Less transfer fees of R420 (assuming £30 transfer fee at 14.00)
Less deposit fees of R150
Total ZAR received is R12,830

The exchange rate that you are receiving is actually GBPZAR 12.83 even though your bank is offering you a rate of 13.40. It is very important to take into account the effect of transfer fees and other hidden costs on your effective exchange rate and total amount of ZAR that you will actually receive.

Exchange4free will not only offer you a significantly better exchange rate than your bank, but will charge you no fees whatsoever!

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Best kept secrets

Interested in your credit rating? You can get a copy of your own credit report from these sites:
The Banking Association,
Micro Finance South Africa,
Credit Bureau Association,

South Africa is reported to have among the highest bank charges in the world.